Mr. Dara Turnbull:

I do not know where I cut off. I was saying to look at the Hitas system in Finland. It could be instructive for Ireland in delivering something even better than affordable-purchase housing, which is cost-purchase housing, at very cheap prices because you are deducting the cost of the land from the cost-purchase price. It guarantees that it will be affordable in perpetuity because it is affordable not just for the first person in the door who benefits from a public grant but for subsequent purchasers and owners of that property. That is something I would direct the committee to look at.

I do not have time to go into it but another one to look at is the Nordic-style co-operative housing movement. It is another form of cost-purchase housing that is successful, and in countries like Sweden it is larger than the so-called public or social housing sector.