Mr. Seamus McCarthy:

Yes, their own legal costs; they were able to recover legal costs. The settlement paid to the claimant was €200,000. The claimant's legal fees, which were paid by SFI, were €275,000. That gives a total of €475,000 paid, but they were able to recover €200,000 from their insurance and then their own legal expenses were €367,000 in total but, again, there was a recovery of €292,000 there. Therefore, the net cost was €350,000.