Joe O'Reilly (Fine Gael)

I welcome the witnesses. I have come across a case or two lately of shopkeepers who had claims made against them, and the insurance companies settled the claims for “economic reasons”, which was the phrase they used. They settled them at low money, or reasonable money. My point is that the insurance companies did not challenge the case at all. Is that a general thing? If so, is it a contributing factor? What would the witnesses say about it in general?