Oireachtas Joint and Select Committees
Wednesday, 17 September 2025
Joint Oireachtas Committee on Finance, Public Expenditure, Public Service Reform and Digitalisation, and Taoiseach
Insurance Matters: Engagement with the Alliance for Insurance Reform
2:00 am
Mr. Brian Hanley:
A few things can be done to promote that. The first thing we have is the data we can point to state all our Central Bank reports will tell you now that you are getting the same average award whether you settle at the injuries board or through the litigation channel. It is important that we have that independent source of data that we can stand over. The personal injuries guidelines are the guidelines for everybody and for every claim. It should, broadly speaking, be the same, and it is great to have data now that shows what I say is the case. I hope it will incentivise people if they appreciate they are not going to get any more by settling through another channel and that they will have to wait an additional two or three years to get the reward if they do so. In theory and technically, the reward will actually be worth less to them if they have to wait six years for it instead of settling in maybe two and a half years at the Injuries Resolution Board. There is probably education to be done. There is scope to examine or consider a different model, whether one makes the Injuries Resolution Board a decision-making body akin to the Workplace Relations Commission or otherwise. It is at least worth examining because we are still seeing an increasing number of cases going to litigation. That number has gone up.
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