Mr. Brian Hanley:

I believe there is an opportunity to do something more in this area of the content. Having it referenced in the new action plan for insurance reform provides the vehicle by which that can be done. I would have thought this is something that would be well worth raising with the Minister of State, Deputy Troy. It is something we can bring to him ourselves the next time we meet him as an area that needs to be looked at in the context of any information work they propose doing on the key changes in the terms and conditions and the level of cover, how we can inform the public generally, and maybe if there are specific ways of doing it, whether through brokers or otherwise. There is an opportunity to do something about it and it is timely that the Deputy has raised it because it is desperately needed in the context of the ever-shifting policies that people are now paying for.