Mr. Frank O'Connor:

I am not declining; I am trying to be very careful as I list off our controls. With very large bond payments in the market, delivery versus payment is a common feature. Money does not go out until you get the bonds. That is an example. That does not mean it is in every process. I did not want to mislead the committee or have to come back and correct my statement. A phone call back to an entity can be part of the payment process and it is one of our controls. I do not want to mislead the committee. I am not declining to answer the question.