Mr. Frank O'Connor:

Genuinely, we will look hard at our own controls. Even to describe our controls, which would be a reasonable ask, every control we have mentioned involves giving information. We will look and report. We will look at root-cause analysis, at our audit and risk committees and at matters that go all the way to the C and AG. Like the Cathaoirleach, I have 35 years' experience in markets.

The segregation of duties means it is not on one person. It would not be fair to put the sign-off on one person.