Eoin Hayes (Dublin Bay South, Social Democrats) | Oireachtas source

Okay. I will ask just one final question. To the witnesses from the SFA, there is an issue around not just access to finance, which we talked about a little, but also over-financial engineering, where some small businesses that have made their way into the newspapers might have taken on too much debt and made too many bets, putting what are otherwise profitable businesses into examinership.

What is the financial advice available to those members and how might they navigate that better?