Sarah O'Reilly (Aontú)

I thank the officials for coming. I agree this has to be broadly welcomed but, like a few people here, I am from a self-employed background. Small- and medium-sized businesses are the backbone of the area I come from. We know that they have struggled with extra costs over the past couple of years. The additional improvements to employees' wages, extra bank holidays, extra sick days and all of that are welcomed by employees but, at the same time, these are an additional burden on SMEs. It was said that this will be at a low level of 1%, but there are all these incrementals or little additionals. Has any impact assessment been done for SMEs regarding the additional payroll burden for auto-enrolment?