John Paul O'Shea (Cork North-West, Fine Gael)

Before we begin, I will read a note on privilege and housekeeping matters. Witnesses and members are reminded of the long-standing parliamentary practice that they should not criticise or make charges against any person or entity by name or in such a way as to make him, her or it identifiable or otherwise engage in speech that would be regarded as damaging to the good name of the person or entity. Therefore, if their statements are potentially defamatory in relation to an identifiable person or entity, they will be directed to discontinue their remarks. It is imperative that they comply with any such direction I make.

Members attending remotely are reminded of the constitutional requirement that, to participate in public meetings, members must be physically present within the confines of the Leinster House complex. This is due to the constitutional requirement that, to participate in public meetings, members must be physically present within the confines of the place where Parliament has chosen to sit. In this regard, I ask any members participating on Microsoft Teams to confirm they are on the grounds of the Leinster House complex if they wish to make contributions. I remind all those in attendance to make sure their mobile phones are switched off or in silent mode.

Auto-enrolment is a new savings scheme that will be introduced on 1 January 2026. It is designed to help over 800,000 workers to begin saving for their retirement. The committee welcomes this engagement with officials and looks forward to receiving an update on the introduction of auto-enrolment and the body that will administer the scheme.

I welcome the officials from the Department of Social Protection: Mr. Tim Duggan, assistant secretary general; Ms Clare Dowling, principal officer; and Mr. Donal Spellman, principal officer. I invite Mr Duggan to make his opening remarks.