Brian Stanley (Laois, Independent)

I know everything is easy until you go to do it. Mr. Coleman has outlined very well some of the barriers, as has the Housing Agency. On financing, there is the €3.25 billion to be made up to get to where the LDA is going with this. I have three areas of curiosity there. I am sure these are being explored but I would like to understand what the problems are with them. The ECB is one. At one stage, I know it was nearly throwing cash at it. People have money on deposit in banks getting 0.05% interest per annum from so-called pillar banks. Have there been any discussions with the banks? Nine years ago, the credit unions claimed to have €10 billion or €12 billion on deposit and were looking for places to invest it. Have those areas been looked at?