Mr. Gerry Cross:

I thank the Deputy for the question. As I mentioned earlier, in the context of our relationship as a regulator with those entities that fall within our purview, we are bound by professional secrecy, so we cannot talk about the specifics of a particular engagement with any entity for which we have a responsibility. I will say that our normal course, which you would expect to see in many situations, including this one, is that we will engage and challenge. I mentioned earlier that the guidelines from the European Securities and Markets Authority are very much about the challenge. Are we asking the questions and seeing the changes that we think may need to be made or seeking for things to be changed where we think there is an issue that needs to be addressed? That challenge is a very normal part of our engagement. As I mentioned, we have this triage and division that we do, called plain, vanilla, low risk, medium risk and higher risk, which could be higher complexity.