Louise O'Reilly (Dublin Fingal West, Sinn Fein)

I appreciate that but whether you know you will be broke or are surprised by being broke, you are still broke. If you do not have the money, you do not have the money. They also know they will face long waits, so I welcome the fact the Minister will look at that. It is an issue. Particularly in a school setting, we can see why it would be. There is the secretary and the caretaker, while everybody else in the staff room has access to some form of payment over the summer. The Minister can see how that would go over.

Regarding auto-enrolment, the Minister referenced value for money. Does he have a mechanism by which that will be determined? How will it be done? Will it be on an ongoing, rolling basis or will we get reports on it?

Everyone is asking similar questions on the means test for carers. Will it be right up to the end of the Government, assuming, as I do not, that the Government will go full term? Alternatively, is it intended that it will be delivered before the end? We often see Governments withholding some benefits until the very end and then the unfortunate electorate is told that, if a Government is re-elected, it will definitely, definitely do it this time. Is the plan to phase it out before the end or exactly at the end, which might be more problematic?