Eoin Ó Broin (Dublin Mid West, Sinn Fein)

At the risk of putting words into Dr. Kelly's mouth, he is saying that, rather than increasing the level of debt related to development finance from a pillar bank, a better solution concerns the equity rather than increasing the bank lending beyond what is typically 60%. Would he be nervous about raising the bank lending proportion to a typical proportion of 80%? I am aware that HBFI does that, but in very restrictive circumstances. I am referring to pillar banks more generally.