Mr. Brendan McDonagh:

In terms of the small number of litigation cases we have managed to get it down to - we are still trying work on settlements in a number of these cases, which hopefully will settle before the end of life of NAMA - it could last about two years. Again, it is not unusual. If we look at the experience of entities in Sweden and Finland, there were probably one or two people still working in them 15 years later because outstanding litigation kept going. It is dependent on the litigation. It does not affect the financial outcome.