Edward Timmins (Wicklow, Fine Gael)

I thank Mr. McDonagh for coming here. His honesty is much appreciated. I had a couple of questions that are specifically NAMA-related, but given Mr. McDonagh's experience and knowledge over the last 15 years, I would like to pick his brain a little bit. Following on from what Deputy O'Callaghan asked, has Mr. McDonagh particular suggestions about how we should do things differently? He cannot comment on Government policy but does he have any thoughts on how things should be done differently? I was a councillor for 20 years and am thinking of stuff like the national planning framework not being rolled out, 0% headroom for the Planning Regulator on zoned land and, as Mr. McDonagh said a few minutes ago, a lot of land being zoned that will never be built on because a lot of landowners are not developers and are never going to acquire that skill set. Apart from what Mr. McDonagh said about lack of infrastructure, there are 20 other reasons land banks that are zoned will not be developed. Headroom should be at least 70%. Does Mr. McDonagh have any thoughts? We are trying to use his vast experience to help in the housing crisis we are experiencing.