Mr. Chris Clifford:

Absolutely. We see a number of students who are unaware of the hidden costs that Mr. O'Mahony mentioned earlier and cannot afford it on top of fees and so on. Even if they get a SUSI grant, they still have to pay the hidden costs. We also see families with a number of children who are attending college at the same time. That is not taken into account. Their income is over the threshold but they are struggling because they are trying to get two or three children through college.