Mr. Kieran Mulvey:

The Deputy would have to knock a few noughts off that amount. I am in the same territory as he is. It is a great way for people to invest their money with the reassurance that they will not lose it. That security was very important after the crash. It is not limited to the €100,000. What you put in, you get back, which is important. It has slowed down this year but is still a big investment for Irish people. There are also offerings on savings bonds over three to five years. We believe they offer good and competitive returns. There is not much we can do. We have considered the situation and have tried to increase the availability of bonds and the numbers of people who have availed of winnings in the monthly prize bond draw.

The Deputy asked about transfer, which is related to what Deputy Cathal Crowe said. Where we have smaller entities, we are trying to bring them into a new and better office with higher technology and everything else. That does mean amalgamating some of the smaller offices in the region. We have an agreement with the unions for the protocol around that. Even though it might be hot and heavy for a while, it materialises after a while and people settle down with the arrangement.

Will the Deputy remind me of the other issue he raised?