Ms MaryRose McGovern:

There has been a small number over the years. I could not say from the data we have that there was any particular level of dissatisfaction expressed at that time. I am not sure moneylenders still operate. I believe they may have ceased their operations but it is certainly the case that, for a certain demographic, they were providing a service that people appreciated without having the need to go through a more formal process to get access to funds in the short term.