Mr. Seán Moynihan:

I will make a general point on that and then perhaps Ms Loughran will add something. I will go back to the point about the national positive ageing strategy. Sometimes older people are presented as if they are one homogeneous and hugely powerful group. In reality, it is a very diverse group with very different interests.

There is a huge number of older people working or running businesses, some of whom are helping out with childcare and everything else. Some people need support but it is hard to regulate or go after. If people have poor housing, health or access to finance and they are marginalised, it does not matter what age they are. Our ability to support those who need means that it has been left for a long time to be dealt with.