Mr. Darragh O'Loughlin:

It is an easy mistake to make, and one I have made myself. The JEF is the jockey emergency fund, while the JAF is the jockeys accident fund. These are entirely separate. The accident fund is now a CLG. Since the Deputy mentioned the two jockeys who came back from the UK, if they had been riding in Ireland, the JEF exists to prevent them from being left high and dry in the event of injury. It pays out a sort of income continuance to jockeys.