Mr. Joseph Stephens:

Not having the same common password. People struggle with trying to remember multiple passwords but it can be made a little bit simple. It does not have to be some code that you cannot remember. It can be three words separated by spaces that will create a very long password that is hard to guess for a hacker. It could be three unrelated words like ball, Clare and something else.

That length is difficult for a brute-force attack. Day to day that is why I advise people to make sure their passwords are very long. There are easy ways to do that. As I said, high-risk individuals need to take additional measures and I would very much consider a password manager.