Dr. Richard Browne:

Yes. Again, we are trying to do this in a way that uses open, interoperable global standards in order that people do not have to reinvent the wheel. There is no point in us making companies incredibly secure but driving half of them out of business, for example. This is something we have to modulate carefully. To go back to the original question, the implications for us are that we will have a much heavier operational workload and a huge additional compliance, governance and administrative workload. I cannot see us being able to do that with less than 120 or 130 staff three years from now at least. Depending on everything else, it could be a lot more. This is the question that will ultimately be for the Government to decide.