Ms Jacqui McCrum:

This is our first year for it. We have not purchased a scheme as such. If you or I were getting private healthcare, we would get it for, say, €1,000 per person or maybe slightly more than that. In our case, people go through a scheme and that bill is charged up. We have put in a figure of €5 million to facilitate that extension but we will not know what the outturn is until we see it at the end of the first year in question.