Ms ?ine Stapleton:

This is a particular challenge. We fully understand that. We have been listening to what the homeowners have been saying. We have raised with the BPFI whether it could look at some of the issues around provision of working capital to contractors and suppliers, so that they might be able to work through the retail banks to make that capital available and that the work can get under way. The BPFI said it will certainly look at that. We are looking at ways of trying to bring more support to the homeowners. It is a challenging issue but we are certainly open to looking at ways of trying to improve it, and working with our partners such as BPFI to see if there is any more scope to bring flexibility.