Rose Conway-Walsh (Mayo, Sinn Fein) | Oireachtas source

That point is crucial. It is one of the points that the homeowners in County Mayo have been making. Obviously, what they are asking for is a 20% payment upfront. We have discussed this before and with the Department. The bottom line for this scheme is that it needs to be affordable for everybody. It should be ensured that people are not locked out of the scheme because they cannot afford to take it up. If even that could be done as quickly as possible, it would be good.

Of course, the owners of the homes that will need the maximum payable amount of €420,000 will lose out. They will not have any of these costs, namely the €15,000 for accommodation or the €5,000 for storage, because they will already have reached the maximum payable amount. Is that not the case?