Mr. Derek Rafferty:

I go back to the meeting in January. It was not just the Department's view, by the way; our understanding was shared by other people in the group, including the homeowner liaison officer. There was quite an extensive discussion and agreement from everybody, including the homeowners, that no payments should be made up front to contractors or builders. That is not the way it should be done. That should not be done. That was accepted. That was the discussion at the January meeting. I do not know whether that is different from the reality on the ground. I am just relaying the discussion at that meeting. It links back to what I am saying, that the issue was about the professional fees, not the work contract.