Mr. Wesley Murphy:

It relates to the statement the BPFI issued in terms of the clarification of what it required for mortgageability, so the certificate of remediation being sought in that regard. The BPFI issued two statements to the Department that gave that clarity in respect of what would be required. As far as I am aware, Insurance Ireland provided some information as part of the question-and-answer session in respect of the operation of the scheme and what would be required in terms of remediation to get the standard back up to that required to get insurance.