Mr. Derek Rafferty:

Yes, and there are other excellent supports on the mental health side, where we have partnered with the HSE and so on. Our aim is to facilitate the scheme, insofar as possible within the framework we have been given by the Oireachtas, and make it work for people, and that includes issues such as that level of support.

I take the Deputy's point but I am not citing only anecdotal evidence. I have had a number of conversations with people who have stated to me that they may end up in a deficit. We do not have hard data at the moment because there have not been many completions of the scheme as yet to allow us to get that data, and it is going to be difficult to get it in any event, I assume, because it is personal information.