Mr. Robert Hurley:

It should be because I am paying €80 every month anyway. The paperwork is a waste of time. The application is a waste of time. The cheques are being processed. I am buying stamps and posting them off every two months. They are sending me taxes. There is all this processing and time and effort going into servicing it and the PO box. I get all the money back, though I am waiting six to eight weeks. It is a cash flow headache for me and when someone is not working, it is quite a big one. Only for the support of my family and my wife I would be in trouble. It is that simple.