Ms Susanne Rogers:

I have to give thanks to my colleague in AgeAction, Dr. Nat O'Connor, for these particular notes. He was hopeful that I would be able to refer to some of them if we touched on pensions. His concern is that there is a pledge, but this goes back to the adequacy piece. The pledge is to benchmark the State pension at 34% of average earnings. There is a concern that there is a proposal to use an alternative, much weaker benchmark than the average earnings. That is a big concern. To quote another colleague, Seán Moynihan, who is from ALONE, this goes back to how we keep talking about fivers and tenners in every budget. The State pension is now-----