Dr. Robert Kelly:

I was about to start by saying - and thank you, Chair - that consumer protection is not necessarily within the remit of the Central Bank. I think my colleagues would be much better placed to answer the Deputy's questions. However, when we think about this in terms of the public financing and the link, I can understand the concerns. If the Deputy would like me to comment on this, I could take it away, talk to my colleagues and come back to her, but I fully appreciate that it is a big concern for her constituents.