Rose Conway-Walsh (Mayo, Sinn Fein) | Oireachtas source

It is, but this is getting back to who we are trying to protect here with this legislation and that is the most vulnerable people. It seeks to ensure people have financial security, especially elderly people, and control over their own finances. People who are on very low incomes and people who do not have transport also need to be able to go to a cashpoint to get cash in lower denominations and to have access to their own cash. We have to remember it is people's own cash as well. That is what we are trying to ensure here. Mr. Hayes mentioned the three pillar banks, but banks are banks. Obviously, we would like for post offices, credit unions and others to be able to share that as well, but there has to be a central responsibility on the banks to ensure that happens. This legislation tries to provide to have that done.