Dr. Ali Ugur:

It is a fair question. Rather than looking at the nominal amounts, however, the banks, certainly the national banks, invest a certain amount of money into the market and look at the return. The Deputy might be familiar with the return on equity. Obviously, as part of an international group, they looked at the return on their investment and did not find it attractive. Hence, after being here for 175 years in one case and over 50 years in the second, they decided to invest that capital somewhere else. Looking at the nominal amount on its own and trying to make a comparison is not satisfactory.