Mr. John Palmer:

The problem with that is the ATM deployer business is an incredibly low-margin business. In terms of domestic accounts, for instance, when somebody with an Irish card takes out money from an ATM, that ATM operator gets a flat-rate fee. One is talking of 30 cent to 40 cent. That is it, irrespective of the amount being withdrawn. Whether someone is taking €300 or €20, they get that amount. They are dependent on the number of transactions. It is a very low-margin business. If we put obligations on them-----