Pearse Doherty (Donegal, Sinn Fein) | Oireachtas source

Mr. Palmer's point is valid. It is a good example of what could happen in the future, but the legislation we are dealing with allows the Minister to vary the percentage, which, let us be realistic, will not be increased, of ATMs within 10 km. That will have a financial inclusion impact. Otherwise, we should just say the Minister does not have that right and the penetration as regards distance would be the same. That would mean that, for example on Dame Street where there are three or four branches, two of them could be taken away and the 10 km rule will still be met.