Ms Caron McCaffrey:

I can certainly say that robust arrangements are in place from a fraud and anti-corruption perspective. In 2023, we introduced a fraud and anti-corruption policy. We have also established a fraud committee to which people can make disclosures in respect of any fraud they believe might be occurring in the organisations and they are robustly investigated by the fraud committee which is chaired by our head of risk assurance and compliance. In 2023, eight issues were sent to that committee for investigation so it is certainly an area of concern. There are a lot of controls in place and where we identify there may be an issue, it is robustly investigated to see whether additional controls need to be put in place or a disciplinary action needs to be taken in respect of an individual.