Oireachtas Joint and Select Committees
Wednesday, 14 February 2024
Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach
Engagement with the Central Bank of Ireland
Rose Conway-Walsh (Mayo, Sinn Fein) | Oireachtas source
I believe people were wronged in the first instance when we were told that mortgages in arrears were to be sold to vulture funds. I want to put an issue of a complaint to Ms Rowland, if she does not mind. It is about the deeds again. We have discussed this before. I have dealt with one particular person who is citing that the bank is refusing to give them bank the original deeds. They are saying that within the rules where a mortgage is redeemed, the title documents must be returned to the mortgagee. Are people entitled to get their original documents back from the bank? If there is €50,000 outstanding on a loan, then a person pays that money down and asks for the original deeds back or the original documentation, marked as paid in full, is a person entitled to that?
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