Oireachtas Joint and Select Committees

Wednesday, 14 February 2024

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach

Engagement with the Central Bank of Ireland

Photo of Rose Conway-WalshRose Conway-Walsh (Mayo, Sinn Fein) | Oireachtas source

I believe people were wronged in the first instance when we were told that mortgages in arrears were to be sold to vulture funds. I want to put an issue of a complaint to Ms Rowland, if she does not mind. It is about the deeds again. We have discussed this before. I have dealt with one particular person who is citing that the bank is refusing to give them bank the original deeds. They are saying that within the rules where a mortgage is redeemed, the title documents must be returned to the mortgagee. Are people entitled to get their original documents back from the bank? If there is €50,000 outstanding on a loan, then a person pays that money down and asks for the original deeds back or the original documentation, marked as paid in full, is a person entitled to that?

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