Ms Eimear Cusack:

In hindsight, I knew she had the authority to make decisions with regard to members of her executive team. I was given assurances that cost savings would be achieved. I had no reason not to trust her when she said that. In hindsight, those cost savings did not materialise. I do not shirk responsibility for anything I did. I issued a letter that was an error. On the statutory piece, I take full responsibility for those matters. I did trust.