Ms Amanda McLoughlin:

I will talk about the accommodation aspect. Obviously we are anticipating that we will have an increase in staff over the coming years. We are implementing the shared workspace programme in our Dublin office, which will accommodate a big increase in staff. Most of our staff are on a blended working pattern, where they do a couple of days a week in the office and a couple of days at home. We are confident that our current office will accommodate that.

We are in year 17 of a 25-year lease in the Dublin office, so we, along with the new ombudsman and chief executive officer, are going to have to look at what we are going to do in the future with regard to that office. There is no break clause for that lease. That is where we are with regard to our Dublin office.

In our Cork office, we are in year six of a ten-year lease, and we also have a good bit of space in that office to utilise.