Éamon Ó Cuív (Galway West, Fianna Fail) | Oireachtas source

Even when it was purely pension, the advice from the Department that on an actuarial basis, it was much better value. If somebody who was self-employed earning €100,000 and paid 4%, it was much better from an actuarial point of view than if he or she was earning €100,000 and the employer and employee were paying 14% between them.