Mr. John Coleman:

I believe we are. I appreciate the intervention of Senator Cummins on Kilbarry in Waterford. I am delighted to say that things have improved and the process has improved. The affordable purchase scheme is brand-new and we are the first to implement it, working with local authorities. The application process is brand-new. The contractual arrangements between us, the end-users, the purchasers and the developers are brand new. There has been a bit of settling that had to happen. In Kilbarry many of the homes have been sold, with 33 sold and 31 at sale agreed stage. Things have improved. We have other schemes in Mallow and Navan for affordable purchase that have worked better. Things have settled. We have more resources internally to manage them also. We believe we are in a better position to handle them going forward. We will be in good shape for the 51 houses we will release in the coming months in Shanganagh. We are appointing agents on all our schemes. In fact, we have agents on all our schemes at this point. I accept the criticism of the process but it has worked out in the end. People have got into their homes and it is a much smoother process now.