Mr. Michael Rainey:

I might talk about delivery. One of the challenges we have with delivery is that, as members know, the number of social houses being provided is increasing, but many of the developments are turnkey developments. This involves a private house design that is coming back through AHBs and ourselves. Therefore, the disabled person housing element is not designed in at the very beginning when the supply comes to us. That is a challenge. As a sector, we responded to that by doing more direct builds ourselves and bringing the disabled person model into direct build. The solution is moving away from turnkey supply and more towards direct build, whether it be by ourselves or the AHB sector, and bringing in bespoke disabled persons housing at the right time.