Mr. Graham Doyle:

I might ask Ms Stapleton to come in on the process pieces. No doubt there is a lot more process - the need for valuations at various stages and the need for sign-off around all of this. We are in the process now of funding local authorities and working with the Housing Agency around building up the necessary land banks for the next number of years because local authorities are running out of land, particularly suitable land in key areas. So we are starting to build up land again. I might ask Ms Stapleton to come in around the checks and process around that.