Paul McAuliffe (Dublin North West, Fianna Fail) | Oireachtas source

The availability of capital was a key blockage and a number of people have said it. Those were real factors on the ground that were preventing delivery. How were those messages sent up through the system from the local authorities, through the Housing Agency and into the Department? Mr. Jordan mentioned the response to demand, but the housing emergency started to emerge very quickly in 2012, 2013 and 2014. The overhang of supply in Dublin was at 8% in 2010. A normal overhang would be of that percentage. There was never any massive oversupply. The myths we told ourselves about ghost estates, etc., just did not exist in Dublin.

Given the predictions for population growth and everyone could see where the population growth was going - I am giving a lot of grace to the Department and the Housing Agency - between 2010 and 2020, when did the alarm bell ring that we were not building enough houses?