Mr. Edmund Honohan:

No, that is not the way it works. First of all, the initial investor is not getting just 1% or 2% because he or she has leveraged his or her investment. That person is getting 12% or maybe 15%. Then, that person checks with the servicer in Dublin and the servicer will say that it sees that bank rates have gone up so it can add a few percentages points on its own as well. That will also accumulate further riches for the investor.