Jennifer Carroll MacNeill (Dún Laoghaire, Fine Gael) | Oireachtas source

On the first piece regarding the group scheme, officials from the Department are always happy to engage. Indeed, they have engaged with representatives of the thatched building group. They will always be available to continue that conversation and to provide guidance and answer questions. Officials are already advocating with different brokers, insurance companies and underwriters in this regard. There is no difficulty in respect of that. I mentioned the question of scale. I do not know whether such a scheme will ultimately work for insurers. I suspect the path we have taken in other areas of difficulty may be a more efficient solution but everything is on the table, insofar as is possible under the Solvency II directive, with regard to resolving this issue. My officials and I are always available to continue to engage on the matter. The second question is probably more appropriate to the Minister of State, Deputy Noonan.