Mr. Michael Curtin:

I am not an expert. From the report by the Department of housing, the incidence of fire was greater when there were stoves. I would have thought an open fire would be a greater risk. I think it is to do with the height of the chimney. If it is not 2 m clear of the thatch, that makes it difficult. To the Deputy's point, they all assess it individually. Usually, with regard to this matter, someone conducts a risk survey before the quote for a renewal or something like that.