Jennifer Carroll MacNeill (Dún Laoghaire, Fine Gael) | Oireachtas source

We share the same risk assessment as the Commission, having contributed to it. That is a reasonable inference. What I am trying to say to the Deputy is the overall risk, of course, is the ultimate non-repayment. We are trying to do everything we can to mitigate the risk, the 70% risk, the ultimate risk of non-repayment, but we have done these assessments collectively together over time.