Éamon Ó Cuív (Galway West, Fianna Fail) | Oireachtas source

I want to raise one issue that has arisen, certainly with businesses, but I am sure it will arise with households too.

Instead of saying there will be no insurance, companies have put very large excesses in place. In other words, the person pays the first €10,000 or whatever. In that event, would consideration be given to the humanitarian aid on the amount that would not be covered because of the large excess? Does the Minister understand my point? It is certainly happening with businesses, and I assume what is happening with businesses is happening with private houses. Businesses are told to pay the first €40,000 or €50,000 and after than they will be helped. Instead, the situation would be that the person who only had €50,000 and no insurance would get the humanitarian aid. I do not know if the same is happening in households with an excess being put in, but in that case the amount below the excess should be eligible for consideration for the payment.